Top Money Transfer Services for High-Value Transfers (UK)
Currencies Direct
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Expert help for large transfers
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Dedicated personal transfer manager
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Trusted provider for high-value FX
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Transfer Options:
Bank account
Customer Support:
Phone, email, and dedicated manager support
- Fraud monitoring on your transfers
- Secure online account access
Regulators:
FCA, ASIC, FinCEN
Avg. Transfer Time:
1-2 business days
TorFX
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Highly personalised transfer service
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Strong support for complex FX needs
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Transfer Options:
Bank account
Customer Support:
Phone, email, and personal dealer support
- Transfers monitored for fraud
- Extra login checks for account security
Regulators:
FCA
Avg. Transfer Time:
1-2 business days
Airwallex
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Built for business international payments
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Competitive FX rates with fast global payouts
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Transfer Options:
Global multi-currency account, bank account
Customer Support:
Email, live chat, account manager
- Multi-factor login protection
- Advanced fraud monitoring
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Business registration documents
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Photo ID of company directors
Regulators:
FCA, ASIC, FinCEN
Avg. Transfer Time:
1-2 business days
Account Setup:
5–10 minutes
WorldRemit
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Send money to family and friends abroad
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Cash pickup and mobile wallet delivery
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Transfer Options:
Cash pickup, bank transfer, mobile money, airtime top-up
Customer Support:
24/7 multilingual in-app chat support
- Encrypted transfers with fraud checks
- Extra account verification for security
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Photo ID
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Selfie verification
Regulators:
FCA, FinCEN, ASIC
Avg. Transfer Time:
A few minutes
Account Setup:
Up to 2 minutes
CurrencyFair
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P2P exchanges for 20+ currencies
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Smart foreign exchange for bigger savings on international transfers
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Transfer Options:
Bank account
Customer Support:
Email, phone, and online help centre
- Extra login verification for transfers
- Encrypted platform and secure servers
Regulators:
ASIC, CBI
Avg. Transfer Time:
Within 24 hours
Wise
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Transparent fees and real exchange rates
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Simple online transfers for everyday use
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Transfer Options:
Bank account or Wise multi-currency account
Customer Support:
Email and in-app help centre
- Extra login verification for accounts
- Includes fraud monitoring systems
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Photo ID
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Proof of address
Regulators:
FCA, FinCEN
Avg. Transfer Time:
Up to 1 day
Account Setup:
Up to 2 minutes
Customer Reviews
We found it great that Currencies Direct immediately gave us an account manager and we could speak directly to a real person (very rare these days of chat bots!) Jamie was always available and very helpful.
Sheila West
Was introduced to these guys through a solicitor post house sale. Very impressed in part by the platform ease of use but mainly by the proactivity and responsiveness of their customer team.
Will Maunder-Taylor
Fast efficient and did exactly what they said they’d do. Also got me a great deal which meant I came out with an extra 200€ from my original quote.
Graham King
Customer service at its very best. And you instantly get through to a knowledgeable and helpful person when calling for assistance. A real deal delight these days! Apart from that there are no transfer fees and you get a more favourable exchange rate.
P Moore
What a splendid company to work with! Moving funds between banks across different contries can be a bit of a faff, but they made the whole thing an absolute doddle.
Alves
We have been using Torfx for over 20 years. From day one we have always received a personal service. Never a hiccup in all that time and somebody is always at the end of the phone if we have any queries. We transfer on a monthly basis and trust them implicitly.
Mr Alan Milverton
Wasn’t sure about Airwallex initially having never heard of it. I ‘inherited’ it from a business I took full ownership of and must say, it’s wonderful. It integrates brilliantly with xero (or whatever you prefer) and I feel so effortlessly organised now. My accountant loves it!
Kerry Nevins
Using Airwallex is a very easy. They have integration with Xero as well to make a billing cycle more comfortable. The coverage of the multiple currencies to send the money accross our vendors globally is a plus.
Natasa Puteri
I have been using Airwallex for our business for a few years. The service is impeccable. The functionalities offered are great and greatly helped our business in managing financial transactions, while reducing costs of all our transactions. Customer support is reactive and timely.
MC
How to Compare Money Transfer Services
Choosing the right provider can save you time and money on larger transfers. Here are the key factors to consider.
Safety
When choosing a money transfer provider, make sure they’re authorised and regulated by the relevant financial authorities. This helps ensure your money is handled securely and protected throughout the transfer process. In the UK, providers are typically regulated by the FCA (Financial Conduct Authority). Some also hold licences with regulators overseas, such as ASIC in Australia or FinCEN in the United States.
Customer Support
Check that the provider offers support channels that suit your needs. Common options include email, live chat, or phone support. Some money transfer companies also provide dedicated account managers for more complex or high-value transfers, which can be especially helpful if you need personalised assistance.
Fees & Rates
Transfer providers may charge a fixed fee, a percentage fee, or no fee at all depending on the service. Exchange rates also vary between companies and can significantly affect the total cost of your transfer. Compare both the transfer fee and the exchange rate to understand the true cost and find the most cost-effective option for your situation.
Sending & Receiving
Make sure the sending methods a provider offers are convenient for you – for example, bank transfer, debit card, or other payment options depending on the service. Also check how your recipient will receive the funds. Common receiving methods include bank transfer, cash pickup, mobile wallet, or other options depending on the provider and country.
Transfer Amounts
The amount you plan to send can influence which provider is best for you. Some services offer better rates and support for large or business transfers, while others are more suitable for smaller amounts or personal remittances. Use our comparison table to see which provider matches your transfer size and needs.
Transfer Speed
Transfer times vary depending on the provider, route, and payment method. Some services deliver funds within minutes, while others may take one to two business days due to banking processes or verification checks. Always check the estimated delivery time before sending, especially if speed is important.
The Bottom Line
Currencies Direct
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Expert help for large transfers
-
Dedicated personal transfer manager
-
Trusted provider for high-value FX
More Info
More Info
Transfer Options:
Bank account
Customer Support:
Phone, email, and dedicated manager support
- Fraud monitoring on your transfers
- Secure online account access
Regulators:
FCA, ASIC, FinCEN
Avg. Transfer Time:
1-2 business days