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Last updated Feb 2026

WorldRemit vs Remitly

Two leading ways to send money abroad, compared head to head.
Feature Breakdown
Recommended
1

9.8

Visit WorldRemit
1

8.8

Visit Remitly
Established

2010

2012

Trustpilot
92,973 Reviews
84,834 Reviews
Office Locations

UK, EU, USA, India, South Africa

UK, USA, Canada, Australia

Regulation
FCA (UK)
ASIC (Australia)
Other
Safty
Two-factor payment authentication
Information stored in a secure data center
Biometric systems
Segregated customer accounts
256-bit website encryption via SSL
Fees & Charges
Transaction Fee

Low Fees $3 – $4 on average (for most countries)

Medium Fees $3 – $15 on average ($3 – $10 for a slow transfer up to 5 business days)

Exchange Rate

Mid-market rate

Mid-market rate

Other Fees

3% of the transaction value when paying by a credit card

Minimum Transfer Amount

€/£/$1

€/£/$10

Final amount quote upfront
Sending & Receiving Options
Scheduled & Recurring Payments
Delivery Speed

0 – 3 Days

2 – 5 Days

Countries

150

40+

Currencies

115

80

Customer Support
Customer Support
Transfer Methods
Bank transfer
Credit/Debit Card
Cash
Cheque
Other

Android Pay, Apple Pay, Sofort

Onboarding Simplicity
Onboarding time

Within minutes

Within minutes

eKYC
Ease of use

Easy

Easy

Unique Features
Home delivery
Mobile money transfers
Mobile airtime top-ups
The first transfer fee-free
Available for Quebec residents in Canada
Mobile Transfers
Full Featured App
Mobile Adaptive Website
App UX

5 out of 5

4 out of 5

Bottom Line

1
1
Editorial Score

9.8

8.8

Key Advantages

WorldRemit is the better choice for users seeking affordable, flexible, and convenient personal transfers. With its competitive pricing, integration with Apple Pay and Android Pay, and a wide range of payment and receiving options, WorldRemit excels in offering cost-effective, fast, and user-friendly remittance solutions. It’s an ideal option for those looking for both value and versatility in their transfers.

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Remitly is a solid option for those who prioritize speed, offering quick transfer times. However, its pricing doesn’t quite match the affordability of WorldRemit, and it lacks the same level of payment method flexibility. While Remitly is reliable and fast, users seeking the best value and a wider selection of payment options will find WorldRemit the stronger contender.







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