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Last updated Feb 2026

Top Money Transfer Apps

Send money from US to Asia
How We Rank
Our top choice
Remitly
  • check-green&&&SEP&&&-1769940685.svg Low fees to 170+ countries
  • check-green&&&SEP&&&-1769940685.svg Same day express transfers
  • check-green&&&SEP&&&-1769940685.svg Great exchange rates in 100+ currencies
84,834 Reviews

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9.8

Transfer Options:
Bank Deposit, Cash Pickup, Mobile Money, Home Delivery, Debit Card Deposit.

Customer Support:
Offers 24/7 customer support via chat and phone, with a focus on fast issue resolution.

Security Features:
Required Documents:
Currencies: USD, GBP, CAD, AUD, EUR, INR, MXN, NGN, PHP, PKR, NPR, ZAR, IDR +100 currencies
84,834 Reviews
Regulators: FCA, FinCEN, ASIC

Avg. Transfer Time: 3 min

XE
  • check-green&&&SEP&&&-1769940685.svg Competitive rates with transparent fees
  • check-green&&&SEP&&&-1769940685.svg Fast, secure transfers to 190+ countries
  • check-green&&&SEP&&&-1769940685.svg Expert support for high-value USD transfers

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Transfer Options:
Bank account, cash pickup, mobile wallet

Customer Support:
Phone, chat, and email support

Security Features:
  • Secure transfers with advanced encryption
  • Fraud monitoring and transaction safeguards
Required Documents:
  • Photo ID
  • Proof of address
Currencies: USD, GBP, EUR, AUD, NZD & 130+ more
Regulators: FinCEN, FCA

Avg. Transfer Time: Same day

Account Setup: Under 2 minutes

Ria
  • check-green&&&SEP&&&-1769940685.svg Transfers in as quick as 15 minutes
  • check-green&&&SEP&&&-1769940685.svg Send to 190+ countries, in 100+ currencies

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Transfer Options:
Bank deposits, Cash pickup, Mobile Wallet

Customer Support:
Phone support, email support, and an online help center/FAQs

Security Features:
Required Documents:
Currencies: USD, EUR, GBP, CAD, AUD
Regulators: FinCEN, FCA

Avg. Transfer Time: e-wallet: minutes. Bank: 1-3 business days

WorldRemit
  • check-green&&&SEP&&&-1769940685.svg Instant cash pickup and mobile airtime top-ups
  • check-green&&&SEP&&&-1769940685.svg Send money to family in 130+ countries

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Transfer Options:
Cash pickup, bank transfer, mobile money, airtime top-up

Customer Support:
24/7 multilingual in-app chat support

Security Features:
  • Encrypted transfers with fraud checks
  • Extra account verification for security
Required Documents:
  • Photo ID
  • Selfie verification
Currencies: USD, MXN, PHP, INR & 60+ more
Regulators: FCA, FinCEN, ASIC

Avg. Transfer Time: A few minutes

Account Setup: Up to 2 minutes

Sendwave
  • check-green&&&SEP&&&-1769940685.svg Cost-effective transfers to Africa and Asia
  • check-green&&&SEP&&&-1769940685.svg Multilingual 24/7 support
  • check-green&&&SEP&&&-1769940685.svg Cash pickup locations in 60+ countries
  • check-green&&&SEP&&&-1769940685.svg Send from $1 to most destinations

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Transfer Options:
Mobile Money Wallets, Bank Accounts, Cash Pick-up (at designated locations/banks).

Customer Support:
Offers 24/7 customer support by phone, email, and live chat.

Security Features:
Required Documents:
Currencies: GBP, USD, PHP, KES +20 currencies.
Regulators: FCA, FinCEN

Avg. Transfer Time: e-wallet: minutes. Bank: 1-3 business days

Panda Remit

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Transfer Options:
Bank Deposits, Mobile Wallets

Customer Support:
Offers 24/7 online chat support and email support

Security Features:
Required Documents:
Currencies: USD, AUD, CAD, EUR, NZD, GBP +40 currencies
Regulators: FinCEN

Avg. Transfer Time: Completed within minutes to a few hours

CurrencyFair
  • check-green&&&SEP&&&-1769940685.svg P2P exchanges for 20+ currencies
  • check-green&&&SEP&&&-1769940685.svg Smart foreign exchange for bigger savings on international transfers
10,086 Reviews

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Transfer Options:
Bank account

Customer Support:
Email, phone, and online help centre

Security Features:
Required Documents:
10,086 Reviews
Regulators: ASIC, CBI

Avg. Transfer Time: Within 24 hours

Abound
  • check-green&&&SEP&&&-1769940685.svg Get the best exchange rate to send money to India , guaranteed
  • check-green&&&SEP&&&-1769940685.svg $1 = ₹100 on your first $100 to India
  • check-green&&&SEP&&&-1769940685.svg Pay your family’s utility bills in India with no extra fees
  • check-green&&&SEP&&&-1769940685.svg Send money to India with twice the speed

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Transfer Options:
Bank Account, UPI Virtual Payment, Address (VPA).

Customer Support:
Offers customer support by email.

Security Features:
Required Documents:
Currencies: INR, USD
Regulators: FCA

Avg. Transfer Time: 3-4 business days for Bank Deposits

Our Top Choices

Remitly
  • check-green&&&SEP&&&-1769940685.svg Low fees to 170+ countries
  • check-green&&&SEP&&&-1769940685.svg Same day express transfers
  • check-green&&&SEP&&&-1769940685.svg Great exchange rates in 100+ currencies
84,834 Reviews

Transfer Options:
Bank Deposit, Cash Pickup, Mobile Money, Home Delivery, Debit Card Deposit.

Customer Support:
Offers 24/7 customer support via chat and phone, with a focus on fast issue resolution.

Security Features:
Required Documents:
Currencies: USD, GBP, CAD, AUD, EUR, INR, MXN, NGN, PHP, PKR, NPR, ZAR, IDR +100 currencies
84,834 Reviews
Regulators: FCA, FinCEN, ASIC

Avg. Transfer Time: 3 min

XE
  • check-green&&&SEP&&&-1769940685.svg Competitive rates with transparent fees
  • check-green&&&SEP&&&-1769940685.svg Fast, secure transfers to 190+ countries
  • check-green&&&SEP&&&-1769940685.svg Expert support for high-value USD transfers

Transfer Options:
Bank account, cash pickup, mobile wallet

Customer Support:
Phone, chat, and email support

Security Features:
  • Secure transfers with advanced encryption
  • Fraud monitoring and transaction safeguards
Required Documents:
  • Photo ID
  • Proof of address
Currencies: USD, GBP, EUR, AUD, NZD & 130+ more
Regulators: FinCEN, FCA

Avg. Transfer Time: Same day

Account Setup: Under 2 minutes

How to Compare Money Transfer Services

We recommend checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer

1

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include:rnFCA (Financial Conduct Authority), UKrnASIC (Australian Securities and Investments Commission)rnFinCEN (Financial Crimes Enforcement Network), USA

1

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and very important tasks and tasks.

1

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

1

Sending & Receiving

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

1

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.

1

Transfer Speed

Depending on the provider and destination country, transfer times can vary from a few minutes to several business days. Some services offer express transfers for an extra fee, while others may experience delays due to bank processing times or compliance checks. Always check the estimated delivery time before initiating your transfer — especially if speed is a priority.