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Last updated: Mar 2026

Top Money Transfer Apps

Find the best international money transfer service

Our Top Choices

Our top choice
XE
  • check-green&&&SEP&&&-1769940685.svg Personalized support for high-value clients
  • check-green&&&SEP&&&-1769940685.svg Secure transfers with strong encryption
  • check-green&&&SEP&&&-1769940685.svg Over 58K ‘Excellent’ Trustpilot reviews

9.8

CHECK RATES arrow-1&&&SEP&&&-1769945216.svg
Open Account

Transfer Options:
Bank account (up to 3 days)
  Mobile wallet (fast deposit)
Cash pickup

Customer Support:
Phone, chat, and email support

Security Features:
  • Secure transfers with advanced encryption
  • Fraud monitoring and transaction safeguards
Required Documents:
  • Photo ID
  • Proof of address
Currencies: USD, GBP, EUR, AUD, NZD, CAD & 130+ more
Regulators: FinCEN, FCA, ASIC

Avg. Transfer Time: Same day

Account Setup: Up to 3 minutes

Remitly
  • check-green&&&SEP&&&-1769940685.svg Low fees to 170+ countries
  • check-green&&&SEP&&&-1769940685.svg Same day express transfers
  • check-green&&&SEP&&&-1769940685.svg Great exchange rates in 100+ currencies

9.4

DOWNLOAD APP
Open Account

Transfer Options:
Bank Deposit, Cash Pickup, Mobile Money, Home Delivery

Customer Support:
Offers 24/7 customer support via chat and phone, with a focus on fast issue resolution.

Security Features:
Required Documents:
  • Bank statements
  • ID Documentation
Currencies: USD, GBP, CAD, AUD, EUR, INR, MXN, NGN, PHP, PKR, NPR, ZAR, IDR +100 currencies
Regulators: FCA

Avg. Transfer Time: 3 min

Account Setup: 3 min

1

9.4

Trusted by millions for global transfers

Visit Remitly
1

9.8

Exclusive rates for high-value transfers in major currencies

Visit XE
1

9.1

Great for sending gifts & paying bills

Visit WorldRemit

How to Compare Money Transfer Services

We recommend checking the following features when comparing online money transfer companies so you can find the best provider for your international transfer

1

Safety

Check your chosen money transfer provider is regulated by a government authority, to ensure your money is safe & protected when transferred. The main regulators include: FCA (Financial Conduct Authority), UK ASIC (Australian Securities and Investments Commission) FinCEN (Financial Crimes Enforcement Network), USA

1

Customer Support

Check the customer support channels available are convenient for you. These generally include email, online chat, phone or online ticketing system. In addition, some money transfer services provide a personal account manager to assist with special transactions and very important tasks and tasks.

1

Fees & Rates

Some money transfer services charge a fixed transaction fee, others take a percentage of the transfer sum, while some services waive the transfer fee completely. The conversion rate is another money-maker for many services and as such poses yet another crucial pricing component to examine carefully. Consider the above to find the most cost-effective solution for your transfer.

1

Sending & Receiving

It’s important to confirm the sending options offered by your preferred money transfer provider are convenient for you. You should also ensure that your recipient is able to easily collect the money sent. Common sending options include bank transfer or credit card. Common receiving options include bank transfer and cash pickup.

1

Transfer Amounts

Another important element to consider is the amount of money you wish to transfer. Some services offer better features and benefits for large transfer amounts or business transfers, while others better handle small transfer amounts or cash transfers. Use our comparison table to determine which provider best suits your money transfer needs.

1

Transfer Speed

Depending on the provider and destination country, transfer times can vary from a few minutes to several business days. Some services offer express transfers for an extra fee, while others may experience delays due to bank processing times or compliance checks. Always check the estimated delivery time before initiating your transfer – especially if speed is a priority.