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Last updated: Mar 2026

Top 5 Money Transfer Services

Find the best international money transfer service
Service
Features
Currency Pairs  info-icon-white-tal&&&SEP&&&-1772552879.svg
Score
Regulation  info-icon-white-tal&&&SEP&&&-1772552879.svg
Transfer Money Now
1

Exclusive rates for high-value transactions in major currencies

  • green-check-mt10&&&SEP&&&-1771514023.svg Personalized support for high-value clients
  • green-check-mt10&&&SEP&&&-1771514023.svg Advanced encryption for secure transfers
  • green-check-mt10&&&SEP&&&-1771514023.svg Over 58K ‘Excellent’ Trustpilot reviews

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg CAD low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg GBP low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg
FinCEN, FCA, ASIC
Time to Open Account

Up to 3 minutes

Sending Options
  • Bank account
  • Debit or credit card
  • ACH (US only)
  • Wire transfer
Receiving Options
  • Bank account (up to 3 days)
  • Mobile wallet (deposited in minutes)
  • Cash pickup
Required Documents
  • Photo ID
  • Proof of address
83,421 Reviews 

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile transfer

check-filled-circle-green&&&SEP&&&-1769940713.svg Bank- beating rates

check-filled-circle-green&&&SEP&&&-1769940713.svg Phone support

2

Great for sending gifts & paying bills

  • green-check-mt10&&&SEP&&&-1771514023.svg Send money to over 130 countries
  • green-check-mt10&&&SEP&&&-1771514023.svg Instant cash pickup and mobile top-ups

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg MXN med&&&SEP&&&-1771505211.svg
FCA
Time to Open Account

A few minutes

Sending Options
  • Bank account
  • Mobile app
Receiving Options
  • Cash pickup
  • Bank transfer
  • Mobile money
  • Airtime top up
  • Door-to-door
Required Documents
  • ID documentation
  • Proof of address
93,865 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile/ app transfers

check-filled-circle-green&&&SEP&&&-1769940713.svg Social media support

check-filled-circle-green&&&SEP&&&-1769940713.svg SMS/ email notification

3

No transfer limits & zero fees

  • green-check-mt10&&&SEP&&&-1771514023.svg No-fee transfers, great exchange rates
  • green-check-mt10&&&SEP&&&-1771514023.svg Fast, reliable global transactions
  • green-check-mt10&&&SEP&&&-1771514023.svg 24/7 expert customer support

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg CAD low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg SGD low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg
FCA, ASIC
Time to Open Account

Up to 5 minutes

Sending Options
  • Bank account
  • Wire transfer
  • Debit card
Receiving Options
  • Bank account
Required Documents
  • ID
  • Address
  • Additional verification for business accounts
11,200 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Bank-beating rates

check-filled-circle-green&&&SEP&&&-1769940713.svg Secure platform

check-filled-circle-green&&&SEP&&&-1769940713.svg No hidden fees

4

Specializes in trades over £/€/$2000

  • green-check-mt10&&&SEP&&&-1771514023.svg No transfer fees & best-rate guarantee
  • green-check-mt10&&&SEP&&&-1771514023.svg Multi-currency support for global transfers

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • AUD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg
  • NZD two-arrows&&&SEP&&&-1771505211.svg AUD low&&&SEP&&&-1771505211.svg
  • GBP two-arrows&&&SEP&&&-1771505211.svg USD low&&&SEP&&&-1771505211.svg

8.8

FCA
Time to Open Account

Up to 3 minutes

Sending Options
  • Debit card
  • Bank transfer
Receiving Options
  • Bank account
Required Documents
  • Photo ID
  • Proof of address
9,291 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Local branch, based at Gold Coast

check-filled-circle-green&&&SEP&&&-1769940713.svg Phone support

check-filled-circle-green&&&SEP&&&-1769940713.svg 24/7 online transfers

5

Instant, low-fee transfers from your phone

  • green-check-mt10&&&SEP&&&-1771514023.svg Cash pickup available in 60+ countries
  • green-check-mt10&&&SEP&&&-1771514023.svg Send from $1 to most destinations

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD one-arrow&&&SEP&&&-1771505211.svg PHP med&&&SEP&&&-1771505211.svg

8.6

FCA, FinCEN
Time to Open Account

Just minutes

Sending Options
  • Bank deposit
  • Mobile wallet
  • Cash pickup
Receiving Options
  • Bank pickup at Access
  • Zenith branches
Required Documents
  • ID
23,539 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Cash pickup

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile app

check-filled-circle-green&&&SEP&&&-1769940713.svg 24/7 customer support

6

Fast, secure transfers to 190+ countries

  • green-check-mt10&&&SEP&&&-1771514023.svg Transfers in as quick as 15 minutes
  • green-check-mt10&&&SEP&&&-1771514023.svg Send to 190+ countries, in 100+ currencies
  • green-check-mt10&&&SEP&&&-1771514023.svg Cash pickup at 500k+ locations

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • GBP one-arrow&&&SEP&&&-1771505211.svg INR med&&&SEP&&&-1771505211.svg
  • EUR one-arrow&&&SEP&&&-1771505211.svg PHP high&&&SEP&&&-1771505211.svg
  • AUD one-arrow&&&SEP&&&-1771505211.svg INR high&&&SEP&&&-1771505211.svg

8.4

FTC, SEC, CFPB
Time to Open Account

A few minutes

Sending Options
  • Bank account
  • Mobile app
Receiving Options
  • Cash pickup
  • Bank transfer
Required Documents
  • ID documentation
  • Proof of address
33,941 Reviews 

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile/App transfers

check-filled-circle-green&&&SEP&&&-1769940713.svg Welcome bonus

check-filled-circle-green&&&SEP&&&-1769940713.svg Available in190+ countries

7

Trusted by millions for global transfers

  • green-check-mt10&&&SEP&&&-1771514023.svg No fee on your first transfer
  • green-check-mt10&&&SEP&&&-1771514023.svg Door-to-door cash delivery

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD one-arrow&&&SEP&&&-1771505211.svg MXN low&&&SEP&&&-1771505211.svg
FCA
Time to Open Account

3 min

Sending Options
  • Credit/Debit card
  • Bank account
Receiving Options
  • Bank deposit
  • Cash pickup
  • Mobile money
  • Home delivery
Required Documents
  • Bank statements
  • ID documentation
105,124 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile transfer

check-filled-circle-green&&&SEP&&&-1769940713.svg Phone support

check-filled-circle-green&&&SEP&&&-1769940713.svg Two- Factor authentication

8

Instant, low-fee transfers across Asia-Pacific

  • green-check-mt10&&&SEP&&&-1771514023.svg $0 fees on the 1st transaction
  • green-check-mt10&&&SEP&&&-1771514023.svg Quick remittance transfers to Asia-Pacific
  • green-check-mt10&&&SEP&&&-1771514023.svg Real-time transaction tracking
  • green-check-mt10&&&SEP&&&-1771514023.svg 24/7 in-app support

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • GBP one-arrow&&&SEP&&&-1771505211.svg INR low&&&SEP&&&-1771505211.svg
  • AUD one-arrow&&&SEP&&&-1771505211.svg PHP low&&&SEP&&&-1771505211.svg
  • AUD one-arrow&&&SEP&&&-1771505211.svg THB low&&&SEP&&&-1771505211.svg

8.0

FCA, AUSTRAC
Time to Open Account

Within minutes

Sending Options
  • Bank transfer
  • Debit card
Receiving Options
  • Bank transfer
Required Documents
  • ID documentation (passport/driver’s license/ID card)
833 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Benefits & promotions

check-filled-circle-green&&&SEP&&&-1769940713.svg 40+ countries & regions

check-filled-circle-green&&&SEP&&&-1769940713.svg Super-fast transfers

9

Send funds directly from the OnePay app, powered by Moneygram

  • green-check-mt10&&&SEP&&&-1771514023.svg Send money to 140+ countries
  • green-check-mt10&&&SEP&&&-1771514023.svg Clear transfer rates and cash pickup 

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg GBP med&&&SEP&&&-1771505211.svg

7.8

FCA, FDIC
Time to Open Account

Instant upon app download

Sending Options
  • Global Transfers via Cash Control in-app
Receiving Options
  • Bank deposit
  • Cash pickup
  • Mobile wallet transfer
  • Send to debit card
  • Home delivery
Required Documents
  • Government-issued ID
  • Transaction’s reference number 
1,344 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg High-yield savings

check-filled-circle-green&&&SEP&&&-1769940713.svg Secure

check-filled-circle-green&&&SEP&&&-1769940713.svg Simple
in-app process

10

Highly competitive exchange rates, no hidden fees.

  • green-check-mt10&&&SEP&&&-1771514023.svg Dedicated Account Manager for all transfers
  • green-check-mt10&&&SEP&&&-1771514023.svg Handles large transfers and regular payments
  • green-check-mt10&&&SEP&&&-1771514023.svg Supports 100+ countries in 35+ currencies
  • green-check-mt10&&&SEP&&&-1771514023.svg Funds safeguarded by FCA-regulated e-money partners

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • GBP one-arrow&&&SEP&&&-1771505211.svg EUR med&&&SEP&&&-1771505211.svg

7.6

FCA, HMRC
Time to Open Account

Up to 24 hours

Sending Options
  • Bank transfer
  • Multi-Currency accounts
Receiving Options
  • Bank transfer (primarily bank-to-bank)
  • Multi-Currency accounts
Required Documents
  • ID
  • Proof of address

check-filled-circle-green&&&SEP&&&-1769940713.svg Competitive rates

check-filled-circle-green&&&SEP&&&-1769940713.svg Large transfers

check-filled-circle-green&&&SEP&&&-1769940713.svg Secure transfers

11

Up to 8x cheaper than banks

  • green-check-mt10&&&SEP&&&-1771514023.svg P2P exchanges for 20+ currencies
  • green-check-mt10&&&SEP&&&-1771514023.svg Multilingual support by phone / email

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • EUR two-arrows&&&SEP&&&-1771505211.svg CHF low&&&SEP&&&-1771505211.svg
  • EUR two-arrows&&&SEP&&&-1771505211.svg GBP low&&&SEP&&&-1771505211.svg
  • EUR two-arrows&&&SEP&&&-1771505211.svg AUD low&&&SEP&&&-1771505211.svg

7.4

ASIC, CBI
Time to Open Account

A few minutes

Sending Options
  • Bank transfer
  • Mobile app
  • Debit card
Receiving Options
  • Bank account
Required Documents
  • ID: Passport/driver’s licence
  • Proof of address (eKYC)
10,962 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Xero integration (business)

check-filled-circle-green&&&SEP&&&-1769940713.svg Phone support

check-filled-circle-green&&&SEP&&&-1769940713.svg Payment tracking

12

Expert-assisted international transfers

  • green-check-mt10&&&SEP&&&-1771514023.svg Live exchange rates online
  • green-check-mt10&&&SEP&&&-1771514023.svg Same-day transfers on major currencies

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg

7.2

FCA
Time to Open Account

1–2 business days

Sending Options
  • Bank transfer
  • Debit card
Receiving Options
  • Bank account
Required Documents
  • Photo ID
  • Proof of address
905 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Online rate access

check-filled-circle-green&&&SEP&&&-1769940713.svg Assisted transfers

check-filled-circle-green&&&SEP&&&-1769940713.svg Forward contracts

13

Bank-beating rates with no transfer fees

  • green-check-mt10&&&SEP&&&-1771514023.svg Expert help for large transfers
  • green-check-mt10&&&SEP&&&-1771514023.svg Dedicated personal transfer manager
  • green-check-mt10&&&SEP&&&-1771514023.svg Trusted provider for high-value FX

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • GBP two-arrows&&&SEP&&&-1771505211.svg USD low&&&SEP&&&-1771505211.svg
  • GBP two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg

7.0

FCA, FinCEN, FSCA
Time to Open Account

Up to 2 minutes

Sending Options
  • Debit card
  • Bank account
Receiving Options
  • Bank account
Required Documents
  • Photo ID
  • Proof of address
18,628 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Spot contracts & forward contracts

check-filled-circle-green&&&SEP&&&-1769940713.svg Rate alerts

check-filled-circle-green&&&SEP&&&-1769940713.svg 5 star Trustpilot

14

Multi-Currency Wallet

  • green-check-mt10&&&SEP&&&-1771514023.svg Global payments for growing businesses
  • green-check-mt10&&&SEP&&&-1771514023.svg Same-day international transfers to 120+ countries

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg GBP low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg

6.8

ASIC, FCA, SFC, FINTRAC
Time to Open Account

Same-day international transfers 

Sending Options
  • Bank account
Receiving Options
  • Bank account
  • Airwallex global account
Required Documents
  • Certificate of incorporation
  • ID and authorization of UBO
  • Supporting business documents
2,299 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Corporate cards

check-filled-circle-green&&&SEP&&&-1769940713.svg Fast setup

check-filled-circle-green&&&SEP&&&-1769940713.svg Competitive FX rates

15

Low-cost transfers from US to India

  • green-check-mt10&&&SEP&&&-1771514023.svg Get the best exchange rate to send money to India , guaranteed
  • green-check-mt10&&&SEP&&&-1771514023.svg $1 = ₹100 on your first $100 to India
  • green-check-mt10&&&SEP&&&-1771514023.svg Pay your family’s utility bills in India with no extra fees

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • GBP two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg
  • GBP two-arrows&&&SEP&&&-1771505211.svg USD low&&&SEP&&&-1771505211.svg

6.6

FCA
Time to Open Account

Up to 3 min

Sending Options
  • Bank account transfer
  • Debit/Credit card
  • Wire transfer
Receiving Options
  • Bank account
  • UPI virtual payment address (VPA)
Required Documents
  • ID
  • Proof of address
41 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Best rates for India

check-filled-circle-green&&&SEP&&&-1769940713.svg Pay bills in India

check-filled-circle-green&&&SEP&&&-1769940713.svg Cashback

16

Good for small transfer amounts

  • green-check-mt10&&&SEP&&&-1771514023.svg Holds more than 50 currencies
  • green-check-mt10&&&SEP&&&-1771514023.svg Cost-effective for small transfers

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg EUR med&&&SEP&&&-1771505211.svg
FCA
Time to Open Account

A few minutes

Sending Options
  • Bank account
  • Credit/Debit card
  • PISP
  • SWIFT
  • Google Pay/Apple Pay
Receiving Options
  • Bank account
Required Documents
  • ID documentation
  • Proof of address
 280,750 Reviews

check-filled-circle-green&&&SEP&&&-1769940713.svg Travel money

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile/ App transfers

check-filled-circle-green&&&SEP&&&-1769940713.svg Multi- currency card

17
Best for £10K+ transfers

Exclusive rates for high-value transfers in major currencies

  • green-check-mt10&&&SEP&&&-1771514023.svg Personalized support for high-value clients
  • green-check-mt10&&&SEP&&&-1771514023.svg Secure transfers with strong encryption
  • green-check-mt10&&&SEP&&&-1771514023.svg Over 58K ‘Excellent’ Trustpilot reviews

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg CAD low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg GBP low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg
FinCEN, FCA, ASIC
Time to Open Account

Up to 3 minutes

Sending Options
  • Bank account
  • Debit or credit card
  • ACH (US only)
  • Wire transfer
Receiving Options
  • Bank account (up to 3 days)
  • Mobile wallet (deposited in minutes)
  • Cash pickup
Required Documents
  • Photo ID
  • Proof of address
83,421 Reviews 

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile transfer

check-filled-circle-green&&&SEP&&&-1769940713.svg Bank- beating rates

check-filled-circle-green&&&SEP&&&-1769940713.svg Phone support

18

Global transfers with competitive FX rates

  • green-check-mt10&&&SEP&&&-1771514023.svg Dedicated FX specialist support
  • green-check-mt10&&&SEP&&&-1771514023.svg Ideal for planned or complex ssssssssssssssssssssstransfers info-icon-white-tal&&&SEP&&&-1772552879.svg

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • EUR two-arrows&&&SEP&&&-1771505211.svg AUD med&&&SEP&&&-1771505211.svg
FinCEN, FCA, ASIC
Time to Open Account

Up to 2 minutes

Sending Options
  • Bank Account
  • Wire Transfer
  • Debit Card
Receiving Options
  • Bank account
Required Documents
  • Photo ID
  • Proof of address
11,200 Reviews

The Bottom Line

Service
Features
Currency Pairs  info-icon-white-tal&&&SEP&&&-1772552879.svg
Score
Regulation  info-icon-white-tal&&&SEP&&&-1772552879.svg
Transfer Money Now
1
Top choice for £10K+ transfers

Exclusive rates for high-value transfers in major currencies

  • green-check-mt10&&&SEP&&&-1771514023.svg Personalized support for high-value clients
  • green-check-mt10&&&SEP&&&-1771514023.svg Secure transfers with strong encryption
  • green-check-mt10&&&SEP&&&-1771514023.svg Over 58K ‘Excellent’ Trustpilot reviews

More Information plus-800&&&SEP&&&-1771505797.svg Less Information minus-800&&&SEP&&&-1771505797.svg

  • USD two-arrows&&&SEP&&&-1771505211.svg CAD low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg GBP low&&&SEP&&&-1771505211.svg
  • USD two-arrows&&&SEP&&&-1771505211.svg EUR low&&&SEP&&&-1771505211.svg
FinCEN, FCA, ASIC
Time to Open Account

Up to 3 minutes

Sending Options
  • Bank account
  • Debit or credit card
  • ACH (US only)
  • Wire transfer
Receiving Options
  • Bank account (up to 3 days)
  • Mobile wallet (deposited in minutes)
  • Cash pickup
Required Documents
  • Photo ID
  • Proof of address
83,421 Reviews 

check-filled-circle-green&&&SEP&&&-1769940713.svg Mobile transfer

check-filled-circle-green&&&SEP&&&-1769940713.svg Bank- beating rates

check-filled-circle-green&&&SEP&&&-1769940713.svg Phone support